Individual Savings Account

Up to certain limits you can invest in Individual Savings Accounts (ISAs) and receive tax-free returns. An ISA is simply a tax-efficient ‘wrapper’ that sits over a savings product. You can only normally invest in an ISA with one company in any individual tax year although you are free to select a range of individual funds with the company selected for a particular tax year. An ISA is a wrapper that gives the underlying investment tax-free status; you don’t pay any further Income or Capital Gains tax on returns that your ISA investment produces. When you invest in an ISA you need to choose between a Maxi ISA and a Mini ISA.

 

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Braunton IFA Ltd is an appointed representative of Virtual Net (Europe) Plc which is authorised and regulated by the Financial Services Authority.The Financial Services Authority do not regulate some areas mentioned on our web site including most Buy to Lets and Commercial Mortgages, National Savings Products, Home Reversion Schemes, Inheritance Tax Planning and Will Writing