Level Term Assurance

1. Affordable and flexible
2. Available on a joint or single life payable on first or second death
3. Pays out a lump sum benefit, normally tax free, if you die during the term
4. Add critical illness cover and the plan will pay out if you are diagnosed with one of the specific illnesses mentioned in the providers key features document, during the term
5. As with house and car insurance, the plan does not build a value at any time. Hence this is often the lowest cost option and presents good value of money
6. Typical uses can include; provide a set lump sum (that can be inflation protected) for the family, protect an interest only mortgage, business protection

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Braunton IFA Ltd is an appointed representative of Virtual Net (Europe) Plc which is authorised and regulated by the Financial Services Authority.The Financial Services Authority do not regulate some areas mentioned on our web site including most Buy to Lets and Commercial Mortgages, National Savings Products, Home Reversion Schemes, Inheritance Tax Planning and Will Writing